- Limit How Much Money You Carry for instance carry 20 dollars
- Make List of important things you need Before Going Shopping – And Stick to Them!
- Make sure to Keep Your Credit Cards At Home.
- definitely Remove Your Card From Online Accounts its easy to say check out
- Anybody ask you for money tell them your Saving.
- Walk to as Many Places as Possible.
- Stay Busy doing at home stuff
- Stop take out food start cooking your food its better away
In many cases, knowing how to stop spending money has to do with identifying the emotional and psychological triggers that cause us to spend. If you remove those triggers, you’ll remove the temptation and opportunity to overspend. So the next time you head out the door, keep these in mind
If you smoke try to cut down i know its hard for smokers to cut down but if you want to save you have to do what your goal is and keep going you will reach your goal
Different moods and emotional states can alter our energy resources, making us more prone to impulse shopping. For example, if we’re upset, stressed or anxious we may seek some retail therapy to feel better. But instead of hitting the mall or your favorite internet shopping site, hit the gym or the park. Going for a walk or doing some exercise will do wonders for lifting up your mood. Other moods can tint your shopping with rose coloured glasses, and everything begins to look like a great deal
Do you tend to spend more money than you normally would when you’re hanging out with your friends? Even the most well-intentioned friends can be a bad influence on us, especially if they have bad spending habits themselves. If you can’t afford to eat, shop, and vacation the way your friends do, it’s okay to decline their invites.
It’s more convenient to whip out a credit card to pay for a purchase than it is to count out a wad of bills, but this convenience is one of the reasons behind many people’s overspending. The downside of credit cards is the ease with which you can overspend; when we’re nonchalantly handing over our card to make a purchase, we’re often not aware of how much everything will add up at the end of the month.
With cash, you physically see how much you have, and how much of your funds are diminishing with each purchase. By paying only in cash, you’re forcing yourself to only spend what you have. So, give your credit cards a break and try to stick to a cash-based system to see if it will curb your spending habits. Based on your budget, take out some cash at the start of the week and put it in an envelope, which will act as your ATM for the week. Draw out a few bills here and there to cover your purchases, and if you find yourself running low on cash, you’ll have to figure out a way to make your money stretch.
By paying with cash, you’ll learn how to stop relying on credit and you’ll know how to stop spending money you don’t have. The cash envelope system will also encourage you to become more creative and resourceful. If you overspend and you don’t have enough to go out to dinner with your friends, you’ll have to figure out different ways of saving money, or think of budget-friendly ways to spend time with your friends.
Save at least $100 a month by limiting your meals out and takeouts to 2-3 times a week and sticking to home-cooked dinners and lunches the rest of it. Why would you like those expensive sandwiches for lunch at work if you can prepare even tastier, healthier and cheaper ones at home? And why would you order your dinners out if you can spend an hour or two on your weekend to cook a week-worth amount of homemade dinner food and make the full use of the groceries you buy anyway.
Save at least $100 a month by limiting your meals out and takeouts to 2-3 times a week and sticking to home-cooked dinners and lunches the rest of it. Why would you like those expensive sandwiches for lunch at work if you can prepare even tastier, healthier and cheaper ones at home? And why would you order your dinners out if you can spend an hour or two on your weekend to cook a week-worth amount of homemade dinner food and make the full use of the groceries you buy anyway.
